we continue to hear of financial scheme to help this group of business, however all this scheme fail to address the main problem for this business. they still can’t get this loans to help them grow their business. most of this small business don’t have the assets to get loans, and their operation is not generating enough revenue to pay the high interest rate. the govt neededs to step, reduce the interest rate and find some other means of backing the loans that doesn’t require the small business having assets.