this is a good policy or idea, however there still lack the implementation of the auto policy. nigerian’s can’t really afford new car, regardless of what scheme the banks have. so it is important that there is avenue for used car purchase that is not crazy expensive. there is still a lot of work to be done to grow the local auto industry, and this where the govt comes in with support of various type. the most important is for the govt to mandate that all govt owned vehicle should be made in nigeria. no more foreign vehicle usage by any govt agencies, ministry or commission.